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公立医疗保险制度与商业健康保险筹资关系探讨——基于七国的比较研究. / 张颖;胡炳志.
// Wuhan Universiy Journal. 2014, Vol. 67.
// 武汉大学学报. 哲学社会科学版g2014, 第67卷. 39-44 p. Social health insurance and private health insurance are two essential financing approaches in a nation’s health sys- tem.Social health insurance schemes serve as the fundamental financing approach,while private health insurance plans chase profit beyond basic universal coverage.This paper investigates the relationship with seven countries’ practices,demonstrating that there are mainly four modes,"social health insurance monopoly","basic and supplementary insurance","coinsurance" and"reinsurance".Besides,we argue that different types of modes depend on the level of economic development,political system and nation’s health policy.Moreover,the cooperation between social and private health insurance could provide more effective medical services to all the individuals,and improve their benefits.
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